Michele Milota

Regional Area Manager – California

NMLS #1517644
(916) 628-3814
Michele.Milota@LT.mortgage

Hello! My Name Is Michele Milota

With over 15 years of experience in the real estate industry and 7 years as a dedicated loan officer, I’m passionate about helping clients grow their wealth through real estate. Whether you’re buying your first home, refinancing, investing, or building your dream home, my goal is to guide you every step of the way with clarity and confidence.

Before transitioning into real estate, I built a successful career in the private post-secondary school industry, where I developed strong leadership and management skills. That background continues to shape the way I serve my clients—with a focus on clear communication, efficiency, and long-term success.

In 2003, I founded a nonprofit organization and have proudly served as its Executive Director for the past 22 years. My commitment to community service is deeply rooted and influences everything I do, both professionally and personally.

I was born and raised in the Sacramento area and graduated from California State University, Chico. I’m a proud wife, mother of four, and grandmother to three amazing grandchildren. Family is my foundation, and I bring that same dedication and care to every client relationship.

I understand that choosing the right mortgage is a major decision, and in a constantly shifting market, you need a trusted professional who can offer accurate, timely financial advice. I take pride in delivering personalized service and exploring all financing options to help you make the best choice for your needs and goals.

My promise is simple: to provide mortgage services that not only meet—but exceed—your expectations. I invite you to explore my website, check out the wide range of loan programs available, use helpful tools and calculators, or get started right away with our secure online application. Once you apply, I’ll be in touch to review your options or schedule a consultation at your convenience.

I’m always just a call, email, or message away—and I look forward to helping you move forward in your real estate journey with confidence.

My Services

Personal Loan Adviser

I am happy to help you on your journey!

Low, Competitive Rates

I will compare from several sources to get you the lowest rate.

Top Service

I will help you choose the best loan for you.