Kelby Neider helped us with our home loan and he was absolutely fantastic!!! Kelby is professional, very knowledgeable and easy to work with! He even returns phone calls! If you need help with a loan, we would highly recommend Kelby!

– Gayla Distefano

Kelby was great I could have had a better first time buyers experience!! Answered all million questions and did everything to make it easy!! Thank you guys!!

– Brittney Chambers

I had the pleasure working with Mr. Kelby, Neider with Lifetime home loans, St. George, Utah. I have to say that this was the best experience, the most professional experience, and overall it made what was a little stressful situation so much easier. Things came up on my end, and Mr. Neider and his team made things so much easier. They went above and beyond in ways I didn’t expect. I am deeply grateful for the hard work they put in. I wouldn’t have my home if they hadn’t taken such good care of me. I one hundred percent recommend Mr. Neider for any of your mortgage needs, honest information and a very proactive way to help you in what you’re trying to achieve. You can’t go wrong with this company and I highly recommend them.

– Jane Woods

Work with Kelby!!!!!!! Me and my husband were first time homebuyers and Kelby was absolutely phenomenal! He was patient and clear when explaining things to us and never made me feel silly for asking questions. So helpful every step of the way. You can’t go wrong using him!

– Megan Frodsham

Awesome customer service. A great willingness to help. Very knowledgeable and keeps you informed through the whole process. Made the process smooth and easy. Kelby and his team went above and beyond my expection.

– Jose Hernandez

We had the best time working with Kelby. He worked so hard to get us into this home on our time frame and made the impossible all of a sudden possible! If I could leave 6 stars I would!

– Alex McAra

Kelby and his team were extremely helpful during the home buying process. We highly recommend them! Kelby went above and beyond and was always available to explain things in more detail and answer any questions that came up. He was also available outside of normal business hours which was extremely convenient. He got us a fair rate and will continue to monitor rates and our specific loan and reach out when refinancing will save money.

– Stephen Shumpert

Kelby has changed my life, truly. I had been looking at a home for weeks thinking that i couldn’t afford it. Until i spoke to Kelby. I just signed on my dream home yesterday and it’s all thanks to Kelby and Lifetime home loans. Kelby was extremely supportive and knowledgeable throughout the whole process. I cannot thank him enough!!!

– Taylor Bandley

Was a huge help in getting us through the buying process quickly, and helping us get everything we needed paperwork wise. I hope we don’t have to go through this process again for a long time haha but if we do we’ll definitely be asking Kelby to help us out again.

– Ash Fahring

I highly recommend Kelby at Lifetime Home Loans. He is so nice and got me the lowest rates. He was a pleasure to work with and supportive throughout the process. A true expert in mortgages!

– Prayer Agreement

Kelby was on top of it. He was able to help close on a loan in record time. Timely, Professional, and easy to work with.

– Britt Douroux

Absolutely outstanding experience working with Kelby!! He knows everything there is to know about mortgages! He was so helpful and kind! He made the process go so smoothly and not once was I stressed or overwhelmed! He was such an amazing communicator! He took his time to explain everything to us! I would recommend him over and over again! Kelby is the man!

– Samantha Cowden

This is the first time that we are dealing with Kelby and his company and all I can say is that he is awesome! For us, he went over and beyond to help us out to get this loan finalized. I’ve told him this before, I’m telling everyone now, he is a mad dog and I highly recommend Kelby and this company. Thank you, Kelby so very much. You helped us make our dream come true! 💖

– Jody & Shawn A.

5 stars for Kelby!! He was easy to work with and very understanding. He made the home buying process go smoothly. Thank you so much Kelby and team.

– H Hanks

Where do I even begin with Kelby!! Top notch, flawless experience! Never once was I stressed, confused or overwhelmed he was so amazing and helpful throughout the whole process ! He made the whole experience enjoyable! This man knows his stuff, best mortgage guy in the country no joke!

– Cason Miller

We can’t say enough great things about Kelby and the team at Lifetime Home Loans! Our realtor, Todd, recommended him to us — and now we understand why. From pre-approval to closing on our new home in Utah, Kelby got everything done in less than a month. That kind of turnaround is rare, and it didn’t come without hustle.

He was always available to answer our questions, no matter how big or small, and made what can be a stressful process feel smooth and manageable. On top of that, he connected us with an excellent insurance agency, making the whole experience that much easier.

Kelby and his team are truly the best at what they do. If you’re looking for a lender who is responsive, efficient, and genuinely cares about getting you into your home, look no further. Highly Recommend!

– Blake Rice

We worked with Loan Officer: Kelby Neider, and he was absolutely amazing! He went beyond his requirements to close our purchase, by working with all parties involved, he’s always available to be reached, and was able to get us an excellent rate. Great guy, he’s honest and thorough, very grateful to have him on our side! Definitely recommend!

– Christopher Park