Hope for Homeownership

Up to $13,000 toward down payment or closing costs (max 3.5% or $13,000).

 

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The Hope for Homeownership Program gives qualified buyers up to 3.5% of the home price (max $13,000) to use for down payment or closing costs, or to help rebuild savings. HOPER supports this initiative and is evaluating added resources that may improve loan performance. 

For homes that meet program solar-eligibility criteria.

BENEFITS INCLUDE:

  • NO Income Restrictions
    • Whether you’re a first-time buyer or looking for your next home, you can qualify without worrying about income caps.
  • EARN Up To $13k For A New Home
    • With the HOPER Loan Program, buyers may qualify for 3.5% of their purchase price (up to $13K) to make homeownership more affordable and stress-free.
  • FAST Approval
    • Our streamlined process delivers fast approvals — many applicants hear back within days, keeping your homebuying timeline on track
  • REDUCE Your Energy Bill
    • Enjoy lower electricity bills, additional tax benefits, and owned solar (instead of leased).

THREE EASY STEPS:

1. Get Pre-Approved

  • Get pre-approved for an FHA mortgage loan

2. Qualify & Learn

  • If the home is solar-eligible, complete the 6-hour self-paced course.

3. Use Funds at Closing

  • Upon completion of the course, funds will be made available for closing on your purchase or refinance of the home.

READY TO SEE IF YOU QUALIFY?

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“You’re one step closer to owning your dream home!”